Are you purchasing a structured settlement from an injured party or do you have a structured settlement that you are trying to sell? Or are you thinking of purchasing an annuity as an investment. I think your question needs to be clarified.
But here goes:
If you receiving a structured settlement as the result of a lawsuit and you wish to sell it must go through the courts for approval. As the seller you want to receive the best rates so it pays to shop around and research the company to make sure that you are dealing with is on the up and up. Doing google searches and check the Better business bureau website is one way to see if there are any complaints about this company. If you are thinking of purchasing one from an injured party there are fees and legal things to consider so it isn?t really something you should undertake yourself. Although some companies will use independent investors to finance the purchasing of future payments. Again you need to research the companies. There was a ponzi scheme in LA where the women took everyone?s money and didn?t purchase any future payments.
An investment annuity is a tricky investment. Sure it is less risky but there are fees for them and they do not yield as much ROI as other investments and there are many fees. Also there are fees to pay if you want to get your money out of the annuity. If you have any questions, feel free to call me at 866.688.3532.
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