Why You Shouldn't Delay Estate Planning

For those of us who are leading busy lives, juggling work and family, financial and estate planning for the retirement years is often treated as a ?back burner? issue. However, a sudden illness or disability can throw lives into chaos, so it is very important to have a financial and estate plan in order, for the ?rainy day? when they are most needed.

An elder law attorney and a financial planner are two very key professionals who can help people navigate through the myriad of options for investments, insurance and estate planning documents that are needed. You can find elder law attorneys in your area by calling the local Bar Association.

When looking for a financial planner, look for one with the CFP designation, which stands for ?Certified Financial Planner.? A good financial plan will analyze your income needs and project your living expenses into the future. This calculation allows you to maximize your income today while saving enough for the future. Financial plans can also help with budgeting, so that your income is used as efficiently as possible.

A financial plan will also analyze your investments and make sure that they are appropriate for your age and risk tolerance. With the right balance, your investments will provide income today and adequate growth for the future.

In addition, a good financial plan will evaluate your insurance coverage and make sure that you have appropriate protection. This includes Medigap, long term care and life insurance. An important goal of the planning process is to make sure that individuals have adequate resources for the remainder of their lives. Therefore, a financial planner should also know about any chronic disease or special needs you might have.

Some older people allow insurance policies to lapse as it becomes harder to pay the premiums. Letting policies lapse can be very costly when illness or disability occurs. Older people can also be over-insured, wasting premium payments on unnecessary coverage. A financial planner can advise you on what policies you need.

Half of all people over 85 will exhibit some symptoms of Alzheimer?s Disease. Due to this high risk of mental incapacity, individuals should name a trusted family member to make decisions on their behalf. Legal documents called advance directives are created, usually by an elder law attorney, to ensure that the individual?s wishes are followed in the event of mental incapacity. These documents include a living will, health care surrogate designation, durable power of attorney and, in some cases, a living trust.

It is also important to inform your family members of your decisions. An elder law attorney can also make sure that you have the right provisions in place to direct your assets to where you want them to go when you die. This includes having an updated last will and testament, as well as
making sure the beneficiary designations on all your retirement accounts, life insurance policies and annuities reflects your current intentions. The elder law attorney will also look at the way you have your home and property titled, so that they are passed on to the right party.

Although most people would prefer to rely on their own financial resources when it comes to paying for long-term care, there may come a time when financial savings have been exhausted and you need to apply for Medicaid. If this happens, you will need professional guidance about the complex rules.

Attorneys have the most updated information regarding the eligibility rules for Medicaid, so it is best to consult legal advice when you consider transferring assets and converting assets into income or establishing special trusts. Financial planners should also be involved in these actions, in partnership with you and the attorney.

It is very important to keep your legal and financial documents properly organized and readily available. Keep your investment, insurance and banking statements in a three-ring binder. Keep your legal documents and insurance policies in a safe deposit box, and make sure that a trusted family member or friend has access. Provide copies of your advance directive documents to your doctor and to the executor of your estate.

It is crucial that you share knowledge with your family as to where all of your legal documents are kept. If they are called upon in the future to handle your affairs, they will be very thankful for the information.

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Source: http://www.retirementhomes.com/library/why-you-shouldnt-delay-estate-planning/

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Charitable status of thousands of religious groups could be challenged

The Charity Commission is seeking to clarify the law on what constitutes a public benefit for charitable purposes and whether some religious groups still fall into that category.

Changes in charity law introduced by Labour in 2006 meant that more than 3,500 religious groups that did not previously have to register for charitable status must now do so if they have an income of more than ?100,000.

They also have to prove that their activities have a public benefit.

The case revolves around the Preston Down Trust, which runs meeting halls for the non-conformist Exclusive Brethren in Torquay, Paignton and Newton Abbot. This group, together with Horsforth Gospel Hall Trust in Leeds, has lodged an appeal with the charity tribunal against the Charity Commission.

The Charity Commission said that "We were unable to conclude that the organisation is established for the advancement of religion for public benefit. The central issue in the appeal will be whether the public benefit requirement is satisfied in relation the exclusive Brethren organisations under the law as it now is. [We] took into account the nature of Christian religion embraced by the trust and the means through which this was promoted, including the public access to its services and the potential for its beneficial impact on the wider community."

The Exclusive Brethren shun contact with non-members and their services are not open to people from outside their sect. The group ? also known as the Plymouth Brethren ? was formed in Dublin in the 1820s. The 16,000 members inBritaindo not use a specific church name and take their inspiration solely from the Bible.

Their case was taken up by Tory MPs including Robert Halfon, MP for Harlow, who called the commission "anti-Christian" in the House of Commons.

"Christian groups serving the community have a right to charitable status. They should not be subject to politically correct bias," he said. (Although it is difficult to know how an organisation that shuns contact with the outside world can be serving a public benefit).

Despite the usual panic-mongering about supposed religious liberty infringements from the Christian Institute, the Charity Commission welcomed the tribunal as an "opportunity for the law to be clarified in this area as it affects the Exclusive Brethren".

A commission spokeswoman said the Horsforth Gospel Hall could be affected by the outcome of the case. "It, along with a small number of Exclusive Brethren organisations, was registered prior to the implementation of the Charities Act 2006 on the basis of the law as it was then understood," she said. "The 2006 act removed the presumption of public benefit from certain classes of charity including religious charities. The central issue in the appeal will be whether the public benefit requirement is satisfied in relation the exclusive Brethren organisations under the law as it now is."

Rod Buckley, a member of Preston Down Trust, told Third Sector magazine that it does allow non-members to attend services.

Source: http://www.secularism.org.uk/news/2012/07/charitable-status-of-thousands-of-religious-groups-could-be-challenged

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Supplemental Information About A Prosperous Home Based Business

Remember when you started off your home-based business? You investigated as much information as you possibly can and thought you were a specialist in the business. Time has gone by ever since then in fact it is time for the refresher. Take advantage of the information in the following paragraphs to record that very same enthusiasm.

Any online business over the soda and pop-stand degree should be established to acknowledge payment through charge card. The knowledgeable home based business owner research his or her alternatives for visa or mastercard position systems. The various offers available from online businesses or neighborhood banking companies will offer you different advantages and disadvantages the correct program provides sufficient insurance coverage for the business?s amount of sales at the minimum charge.

Acquire smashes. Retaining a house business going will take a lot of function, and many work from home business people operate low-end if they can. It is an oversight. Taking normal pauses enables you to the truth is more likely to have a very clear go when confronted with organization troubles.

Expectations might be reduced for residence organizations, so it will be your choice to make sure that you overdeliver on each and every service or product that you just sell. Think of additional bonuses and additional approaches to display respect for the one who is paying you. They may keep in mind and utilize you, when they have to buy one thing. Better still, they might advise you to friends.

Should you don?t like men and women, then a home-based business is for you. Very seriously! There are many options, which call for close to no individual discussion, like development or enhancing or transcription. You can find the undertaking accomplished, fingers it onto the client, and wait around to enable them to deliver some other work.

Tend not to ignore the power of word-of-oral cavity advertising and marketing for your home company. Always keep business card printing for you, and complete multiple alongside to anybody who looks curious or knows somebody that may possibly be curious about your goods and services. Practically any sociable activity could supply an opportunity to gain a consumer or client.

To get more income at home organization, consider whether or not a modification of prices may be valuable. Many home based business managers don?t truly realize how to cost their products and services, and value could have a considerable influence on your customers? answer. Often costs should be higher and often they need to be reduced. Attempt some different pricing structures and find out which performs the most effective for your company.

Consider your audience just before developing your site. If your home business is now being an on-get in touch with health care worker for the older, ensure that the typeface on your own internet site will likely be legible to the people with very low vision. If you?re a landscaper you then ought to demonstrate your very best work on your front page for an instant example of your ability.

In conclusion, you would like to have the same fired up enthusiasm about your home-based business you had when you first began. You need to become successful but have both ignored some good information or want a kick in the pants to motivate your far more. Hopefully you found this post informative.

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Source: http://answers.apostoliccm.com/2012/07/supplemental-information-about-a-prosperous-home-based-business-2/

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Picking The Right Time To Set About Residence Renovations ?

Redecorating is often the kind of undertaking that may modify the composition of your property. It might include landscaping and exterior constructions as well. This article is loaded with wonderful home remodeling suggestions that can abandon your own home looking remarkable and stay a lot more efficient that you can reside in.

When incorporating a brand new coat of paint to white colored ceilings, use a pink ceiling paint to actually don?t miss out on any locations. These especially colored paints roll on pink but dried up white colored, making it easier to share with in case you have fully taken care of the existing roof and getting rid of that irritating patchy appearance.

There are several tax credits available like a house owner for economical enhancements. Do some research, find what they can be and do it now. You simply will not basically be increasing value of your house but you will additionally be preserving oneself on needless tax accountability.

What follows is a fantastic home improvement idea! Ensure that your whole system (furnace, heating pump, air conditioner) is energy-efficient. Leaky channels can reduce the overall energy productivity of the heating and cooling method as much as twenty percent. Duct closing increases efficiency and reduces your electricity bills.

Try modernizing your washrooms since, like the kitchen, this area is extremely important, as well. It can easily be improved without having a ton of money. Try easy things like a brand new potty seating or perhaps a fancier kitchen sink. They may completely change the appear and feel from the bathroom. Also, try replacing your tile flooring, wall space, and re-grouting your shower area and tub.

When it comes to redesigning your house to create earnings property, think of the amount of the house you actually need. For example, for those who have a 3 tale residence, think about booking out not only the basement. Should you rent out the 1st surface as well you are able to increase your income and be worthwhile your mortgage even quicker.

Before you begin your next home remodeling venture, make time to measure the current state of your residence. Strolling through the property and finding out what projects are needs can help you plan your time and enable you to become more efficient with your operate. Any assignments that aren?t instantly required might be stored for the later on particular date.

Unless you already have one particular, put in a 2nd toilet to your property. The primary reason for this particular is indeed your household lacks to battle over one particular bathroom. One more reason for incorporating another washroom is perfect for resale importance. Possessing two bath rooms will make a property more desirable for potential buyers.

When artwork an area you should make sure to have appropriate venting. If your space is not really transferring the environment appropriately it can result in issues breathing. You ought to keep a windowpane open up when you are artwork an area to enable you to make sure that the atmosphere is moving.

For those who have made a decision to re-do your hardwood flooring, then think about them such as you would re-do fingernails. You wish to explode the existing finish off, use a foundation layer, spot, and after that use the top coat, When you favor the look of natural wood shade, then you can by pass the yellowing stage. With some work, your flooring surfaces will likely be beautiful.

If you have appointed a third party service to help you a property improvement undertaking ? always check out the concluded function carefully ? before making payment on the last installment for your professional services. By conducting this examination, there is a much better probability of receiving discrepancies and deficiencies inside the contracted function remedied. Once you have paid for entirely, it is actually much harder to have these problems dealt with!

Mentioned previously just before, folks try home remodeling every single day. While some do well, other give up or crash. The proper information can certainly make any redesigning career possible. If you keep in mind information from your write-up previously mentioned, you may be more successful in your home enhancement efforts and much less likely to crash or quit.

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Source: http://all-articles-directory.com/picking-the-right-time-to-set-about-residence-renovations/

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Market, Market, Market! | Increase My Small Business

Posted on 30 July 2012. Tags: business startup help, increase my small business, mark stowers, small business success

Internet marking can help you start a small business, whether it is an offline business or strictly an online business.

Honestly, I think internet marketing is one of the greatest startup business ideas out there. Even if you?re working with a tight budget, like most small businesses are. I have three tips for you to consider when you start marketing online:

1. Use pay-per-click advertising, but be smart about it. With most small businesses working with a tight budget, you have to make sure the money you spend is worth it. Give pay-per-click a try and keep your eye on the returns. Using it may or may not pay off but you?ll never know until you try.

2. Search engine optimization is a great marketing tool for small businesses. Unlike pay-per-click advertising, you are almost guaranteed that the money you spend on SEO will be worth it. You want to make sure that the content on your website is optimized to its fullest potential for search engines, making it easier for people to find your site. In order to do this you will want to use keywords, the use of keywords can?t be emphasized enough. Without them, your site will not be recognized. There are plenty of places out there offering business startup help, if you need it, use it.

3. Become popular. Another way to get search engines to recognize you is by getting other websites to link to yours. This will increase your websites popularity and help your site get noticed.

These are three great ways to market your small business online, give them a try!

Thanks for reading. This is Mark Stowers with Increase My Small Business here to provide you with small business coaching. Also, be sure to join us on?increasemysmallbusiness.com?and on Podomatic for?Increase My Small Business.

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Source: http://www.increasemysmallbusiness.com/2012/07/market-market-market/

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In Israel, Romney talks Iran, eyes foreign policy kudos

White House hopeful Mitt Romney on Sunday held top-level talks in Israel about how to handle fears over Iran's nuclear ambitions, on a visit aimed at burnishing his foreign policy credentials.

"Like you, we are very concerned about the development of nuclear capabilities on the part of Iran and feel it is unacceptable for Iran to become a nuclear armed nation," Romney told reporters on meeting President Shimon Peres.

"The threat it would pose to Israel, the region and the world is incomparable and unacceptable."

The Republican challenger, who will face off against President Barack Obama in November's US election, flew in from Britain late on Saturday for a one-day visit expected to focus on Iran's nuclear programme, which Israel and much of the West believes is a covert bid to develop atomic weapons.

"Iran and its effort to become a nuclear-capable nation (is one) which I take with great seriousness, and look forward to chatting with you about further actions that we can take to dissuade Iran from their nuclear folly," Romney told Prime Minister Benjamin Netanyahu earlier on Sunday in remarks carried on Israeli public radio.

Netanyahu told him it was important to have "a strong and credible military threat" because sanctions and diplomacy "so far have not set back the Iranian programme by one iota."

"It's important to do everything in our power to prevent the Ayatollahs from possessing that capability," he said. "That's why I believe we need a strong and credible military threat, coupled with the sanctions, to have a chance to change that situation."

Israel is widely believed to have the Middle East's only, albeit undeclared, nuclear arsenal.

Romney later met Shaul Mofaz, leader of the Israeli opposition, who warned him it was not the right time for a military strike on Iran.

"We must be ready for any option, but the time for military action has not yet arrived," Mofaz said in remarks communicated by a spokesman.

"This is the time to deepen sanctions against the Iranian regime, to be alert to any development and in any case, to act in full coordination. A nuclear Iran is a global threat, and not just an issue pertaining to Israel," he said.

But Romney was expected to express support for Israel's right to mount a pre-emptive strike when he gives a foreign policy statement later on Sunday, the New York Times reported.

"If Israel has to take action on its own, in order to stop Iran from developing that capability, the governor would respect that decision," Dan Senor, one of Romney's senior foreign policy advisers, told reporters travelling with the delegation.

"It is not enough just to stop Iran from developing a nuclear programme. The capability, even if that capability is short of weaponisation, is a pathway to weaponisation, and the capability gives Iran the power it needs to wreak havoc in the region and around the world."

In his speech, Romney was to say: "Today, the regime in Iran is five years closer to developing nuclear weapons capability," alluding to a speech he gave in 2007 in which he said that "Iran's pursuit of nuclear weapons capability presents an intolerable threat to Israel, to America, and to the world."

"Preventing that outcome must be our highest national security priority."

Romney also met Palestinian prime minister Salam Fayyad in Jerusalem on Sunday evening. No details on the meeting were immediately available.

Romney has consistently attacked what he says is Obama's weak and misguided Middle East policy, saying in January that the president "threw Israel under the bus," by defining the 1967 borders as a starting point for Israeli-Palestinian negotiations.

He also expressed concern "about the tragedy in Syria" and was "anxious to find a pathway to peace in Syria that would lead to greater stability and greater representation in the government in the interests of the majority and the minority populations of that nation."

On Egypt, Romney said he would work to ensure Cairo's new Islamist President Mohamed Morsi would protect the 1979 peace treaty with Israel.

"With the Islamist president elected in Egypt we hope to use the considerable weight of the world's influence to ensure a continued commitment to the agreements of peace... with Israel."

In a show of support for Israel ahead of Romney's tour, Obama on Friday signed a law reinforcing US security and military cooperation with Israel as representatives of the pro-Israel lobby AIPAC stood beside him in the Oval Office.

Source: http://news.yahoo.com/romney-israel-seeking-foreign-policy-kudos-070935123.html

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Sales Pro: Business Development Manager

Job ID: 76229

Job Views: 17

Location: Not Specified,

Job Category: IT & Communications

Employment Type: Full time

Salary:

Posted: Mon Jul 30

Keywords (tags):

Job Description

Business Development Manager Location: Mobile (office location Cirencester) Salary: Up to ?33,000+car/car allowance Develop long-term strategic and short term tactical business development plans, to increase Capita's profile and credibility and to drive sales of the full SIMS portfolio of product and service propositions for new business. Directly manage the generation of profitable sales income from new business (non-clients). The clients may be individual independent and free schools, or groups of schools. Identify sales opportunities with these prospective client groups and manage the sales process throughout to closure. The role of BDM falls into specific areas * Meetings/demonstrations with new customers * Identifying and closing sales opportunities to achieve annual targets * Working with prospective customers in an advisory role to maximise the sales opportunity for SIMS * Sharing of customer knowledge with Capita business areas MAIN RESPONSIBILITIES * To ensure full prospect contact within region to maintain and develop sales opportunities to grow new business pipeline and sales. * To manage prospect information communications and act as the conduit between Capita and the customer. * Closely qualify all business opportunities and revisit the qualification factors throughout the sales process * Identify potential risks during the sales process and act to mitigate them * To accurately forecast sales performance for the territory using a sales pipeline working on a 5 month rolling basis. * Produce well written communications to prospects on an on-going basis. Ensure that after each prospect visit a relevant communication is sent and stored in the stated systems. * Attend sales events, exhibitions, regional user groups and other events where necessary. * Co-ordinate across Product, Marketing, Sales, Prof Serv and Support to gather evidence/examples of best practice to support sales development/need building and to identify any potential new business leads e.g. word of mouth . * Negotiate business agreements at all levels within customer organisations. * Develop and maintain a plan of activities, with market segmentation, to demonstrate your approach to achieving target and increasing the penetration of SIMS products and services across the marketplace * Maintain accurate records, in the stated systems, of all key customer data and contacts. Closely direct the internal sales team to ensure that new school contact and appointment targets are met. * Ability to discuss in detail all business opportunities within the region to senior management team when required. * To build and maintain a high level of educational and commercial credibility by keeping up to-date with the latest developments in educational policy and market influences. * Be able to present (SIMS software and PowerPoint) at all levels and adapt key messages to the needs of the audience/the situation * Has a detailed knowledge of the competition and uses this information to eliminate them during the sales process Essential skills and experience * Proven sales territory planning skills and experience * Successful new business sales experience including sales of value added IT solutions * Proven ability to build strong prospect relationships * Strong written and verbal communication skills * Conversant with the Office suite * New business and sales experience Desirable skills and experience * SIMS software and PowerPoint experience * Delivering presentations at a professional level * An understanding of schools' MIS * Strong presentation and negotiation skills * Confidence in the use of IT for business purposes * An understanding of the factors and issues affecting UK Education. Personal Attributes * Needs to be a good communicator and able to show a confident approach * Able to be flexible * Focussed on meeting targets * Focussed on meeting deadlines * Ability to organise own time effectively * Ability to priorities effectively * The ability to travel Capita Resourcing welcome applications from all suitably qualified people regardless of gender, race, disability, age or sexual orientation. Capita Resourcing is a trading name of Capita Resourcing Ltd. Services offered are those of an Employment Agency and Employment Business. Applicants will be required to register with us.

Contact Details

Source: http://www.salesprorecruitment.co.uk/display-job/76229/Business-Development-Manager.html

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Newswire / The Future of Indian Commercial Vehicles Market Lies in ...

Economic changes in India have fuelled growth of the commercial vehicle (CV) market and other factors have helped skew the market in the favour of the small commercial vehicle (SCV) and light commercial vehicle (LCV) segments. Just entering its rapid growth phase, the SCV and LCV market in India is the fastest growing in the world and is expected to continue growing for the next 5-10 years.

New analysis from Frost & Sullivan (automotive.frost.com), Strategic Assessment of Small and Light Commercial Vehicles Market in India, finds that sales of small and light CVs in India stood at 353,620 units during 2010-11. This is expected to grow at a CAGR of 18.5 per cent for the next 5 years with sales volumes reaching a mark of 827,920 units by 2015-16. SCV goods carrier is expected to account for around 70 per cent of this volume.

The Indian CV market is polarizing towards the small and light CV segments with the market share of medium CVs (MCVs) declining. This trend is intensified by many factors. For instance, the restriction on medium and heavy CVs' entrance into metro cities has made it necessary for logistics companies to procure SCVs and LCVs for within-city delivery of goods. Availability of low cost LCVs with high power and gross vehicle weight (GVW) capacities has also eaten the market share of MCVs.

However, the entrance of global CV majors into the Indian market through joint ventures with local majors is expected to make it very competitive, with many new and better products hitting the market. Nonetheless, local majors like Tata Motors Ltd (TML), Ashok Leyland (AL) and Mahindra & Mahindra (M&M) will continue to dominate the market due to their widespread network in India and increasing acquisitions abroad.

"As competition increases, it is important to strategically position products as early in their lifecycle as possible to capitalize on the market trends," said Frost & Sullivan Automotive Research Analyst. "Inflation caused by polarization and de-regulation of fuel prices, among other factors, has a direct impact on earnings of the organization."

Manufacturing in India is a key strength, especially for low cost trucks, which can generate a good business opportunity in growing global markets such as Mexico, Brazil, Africa and China. Domestic companies can attract high volumes as these products provide similar configurations at lower costs.

"Designing the right product to be placed strategically in the market is critical for the long-term growth of the OEMs," concluded the Analyst. "The best combination of product and partner will ensure technological superiority a better market share of the OEM."

Frost & Sullivan's Automotive and Transportation Practice recently concluded an Analyst Briefing (Webinar) on this topic, a recording of the same is available.

If you are interested in receiving a link to the recording or a virtual brochure, which provides a brief synopsis of the research and a table of contents, then send an email to Ravinder Kaur/ Priya George, Corporate Communications, at ravinder.kaur[.]frost.com/ priyag[.]frost.com, with your full name, company name, designation, telephone number, company email address, company website, city, state and country. Upon receipt of the above information, a brochure will be sent to you by email.

Strategic Assessment of Small and Light Commercial Vehicles Market in India is part of the Automotive Growth Partnership Services program, which also includes research in the following markets: 7th Annual Voice of Customer Study on Indian Logistics Industry Benchmarking and Analysis of End-user Preferences, Impact of Regulatory Trends on Commercial Vehicle Industry in India, Strategic Analysis of Passenger Vehicle Industry in India, among others. All research services included in subscriptions provide detailed market opportunities and industry trends that have been evaluated following extensive interviews with market participants.

About Frost & Sullivan
Frost & Sullivan (frost.com), the Growth Partnership Company, works in collaboration with clients to leverage visionary innovation that addresses the global challenges and related growth opportunities that will make or break today's market participants.

Our "Growth Partnership" supports clients by addressing these opportunities and incorporating two key elements driving visionary innovation: The Integrated Value Proposition and The Partnership Infrastructure.

The Integrated Value Proposition provides support to our clients throughout all phases of their journey to visionary innovation including: research, analysis, strategy, vision, innovation and implementation.
The Partnership Infrastructure is entirely unique as it constructs the foundation upon which visionary innovation becomes possible. This includes our 360 degree research, comprehensive industry coverage, career best practices as well as our global footprint of more than 40 offices.

For more than 50 years, we have been developing growth strategies for the global 1000, emerging businesses, the public sector and the investment community. Is your organization prepared for the next profound wave of industry convergence, disruptive technologies, increasing competitive intensity, Mega Trends, breakthrough best practices, changing customer dynamics and emerging economies?

Contact Us: Start the discussion | Join Us: Join our community | Subscribe: Newsletter on "the next big thing" | Register: Gain access to visionary innovation.

Strategic Assessment of Small and Light Commercial Vehicles Market in India / P61F-18

For more information, Contact:
Nimisha Iyer
Corporate Communications ? South Asia & Middle East
M: +91 98200 50519 / P: +91 22 6607 2004 - E: niyer[.]frost.com.

Source: http://www.newswiretoday.com/news/116093/

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Captain JP's log: London Olympics: Bacon sandwiches and cold beers

It the event on the tall ship Maja there was of course a celebration of Denmark's food and drink, and appropriately they chose two favourites of sailors.

How many sailing trips of mine have started with a juicy bacon sandwich prepared in a cafe somewhere on the shores of the Solent? And how many have ended with a beer in some pub, from St. Lucia to Reykjavik?

So yes, there was bacon, prepared by a chef with beetroot, and also a bottle of ice cold beer, brewed and bottled especially for the Maja (see above).

Now that cold one did go down very well on a day when London glowed under a scorching summer sun.

Source: http://captainjpslog.blogspot.com/2012/07/london-olympics-food-and-drink-on-maja.html

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Dan Walters: California needs a state tax court

Sorry, Readability was unable to parse this page for content.

Source: http://www.ocregister.com/opinion/tax-365811-board-state.html

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Major power outage hits northern Indian cities

NEW DELHI (AP) ? A massive power outage plunged northern India into darkness and stranded thousands of travelers on trains Monday after a supply grid tripped because of overloading, officials said.

Trains across eight northern Indian states and metro services in New Delhi were affected by the power outage that struck at about 2:30 a.m. local time.

Hospitals and emergency services were running on diesel generators.

People, woken from sleep, came out of their homes in New Delhi's sweltering heat as the entire city turned dark.

It could take up to 12 hours to fully restore the electricity supply in the eight northern states, including New Delhi, Punjab, Haryana and Rajasthan, the chairman of the state-run Uttar Pradesh state Power Corporation Avinash Awasthi said.

The power grid collapsed because some states apparently drew more power than they were authorized to do to meet the rising demand during the summer, Awasthi said, adding that Monday's outage was the worst to hit the country in 11 years.

Blackouts are a frequent occurrence in many Indian cities because of shortage of power supply and an antiquated electricity grid.

Two weeks ago, angry crowds blocked traffic and clashed with police after power blackouts in the Delhi suburb of Gurgaon that houses many high-rise apartment blocks and offices. With no power in some neighborhoods for more than 24 hours, people erected blockades that paralyzed traffic for several hours.

Transmission and distribution losses in some states are as much as 50 percent because of theft and connivance of employees in the power distribution sector.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-07-30-India-Power%20Outage/id-8fd329e055454c558a737d12110d8017

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Rupee falls as oil companies buy dollars

The rupee reversed its earlier gains and fell to 55.42/43 versus its previous close of 55.33/34.

The fall was seen on the back of dollar demand from oil firms in the last days of the month, traders say. The rupee may tread towards 55.50 during the session, traders say.

Oil demand from oil firms generally peaks at the end of each month when importers make payments.

"There is heavy demand from oil firms today after the weekend, it being the end of the month. There is also lots of buying seen from state-run banks," a senior dealer with a private bank said.

Source: http://economictimes.feedsportal.com/fy/8av2Fvy0cQPpW2qc/story01.htm

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NYC movie, pin-up collection slated for auction

AAA??Jul. 30, 2012?12:08 AM ET
NYC movie, pin-up collection slated for auction
By ULA ILNYTZKYBy ULA ILNYTZKY, Associated Press??

In this Wednesday, July 25, 2012 photo, Ira Kramer, nephew of the original Movie Star News founder Irving Klaw, holds a boot that once belonged to pin-up legend Bettie Page, at the New York shop. Movie Star News, a New York institution since 1939 credited with creating the concept of pin-up art, has been shuttered, and with it nearly 3-million Hollywood-related posters, vintage photographs and original negatives are destined for a different future. Last week, the Manhattan store announced it had sold its entire inventory, including 1,500 original bondage images of the ?Queen of Pin-Ups? Bettie Page, to two partners of a Las Vegas collectibles company for an undisclosed sum. (AP Photo/Richard Drew)

In this Wednesday, July 25, 2012 photo, Ira Kramer, nephew of the original Movie Star News founder Irving Klaw, holds a boot that once belonged to pin-up legend Bettie Page, at the New York shop. Movie Star News, a New York institution since 1939 credited with creating the concept of pin-up art, has been shuttered, and with it nearly 3-million Hollywood-related posters, vintage photographs and original negatives are destined for a different future. Last week, the Manhattan store announced it had sold its entire inventory, including 1,500 original bondage images of the ?Queen of Pin-Ups? Bettie Page, to two partners of a Las Vegas collectibles company for an undisclosed sum. (AP Photo/Richard Drew)

In this Wednesday, July 25, 2012 photo, Ira Kramer, nephew of the original Movie Star News founder Irving Klaw, looks over movie posters packed for transport, at the shop in New York. Movie Star News, a New York institution since 1939 credited with creating the concept of pin-up art, has been shuttered, and with it nearly 3-million Hollywood-related posters, vintage photographs and original negatives are destined for a different future. Last week, the Manhattan store announced it had sold its entire inventory, including 1,500 original bondage images of the ?Queen of Pin-Ups? Bettie Page, to two partners of a Las Vegas collectibles company for an undisclosed sum. (AP Photo/Richard Drew)

In this Wednesday, July 25, 2012 photo, Ira Kramer, nephew of the original Movie Star News founder Irving Klaw, looks over movie posters packed for transport, at the shop in New York. Movie Star News, a New York institution since 1939 credited with creating the concept of pin-up art, has been shuttered, and with it nearly 3-million Hollywood-related posters, vintage photographs and original negatives are destined for a different future. Last week, the Manhattan store announced it had sold its entire inventory, including 1,500 original bondage images of the ?Queen of Pin-Ups? Bettie Page, to two partners of a Las Vegas collectibles company for an undisclosed sum. (AP Photo/Richard Drew)

In this Wednesday, July 25, 2012 photo, Ira Kramer, nephew of the original Movie Star News founder Irving Klaw, poses for photos outside the New York shop. Movie Star News, a New York institution since 1939 credited with creating the concept of pin-up art, has been shuttered, and with it nearly 3-million Hollywood-related posters, vintage photographs and original negatives are destined for a different future. Last week, the Manhattan store announced it had sold its entire inventory, including 1,500 original bondage images of the ?Queen of Pin-Ups? Bettie Page, to two partners of a Las Vegas collectibles company for an undisclosed sum. (AP Photo/Richard Drew)

This Wednesday, July 25, 2012 photo shows an open file cabinet containing images of actress Marilyn Monroe at Movie Star News in New York. Movie Star News, a New York institution since 1939 credited with creating the concept of pin-up art, has been shuttered, and with it nearly 3-million Hollywood-related posters, vintage photographs and original negatives are destined for a different future. Last week, the Manhattan store announced it had sold its entire inventory, including 1,500 original bondage images of the ?Queen of Pin-Ups? Bettie Page, to two partners of a Las Vegas collectibles company for an undisclosed sum. (AP Photo/Richard Drew)

NEW YORK (AP) ? Movie Star News amassed a staggering amount of film stills, posters and negatives over the past 73 years ? nearly 3 million, including 1,500 prints of Bettie Page, known as the queen of pin-ups. But last week, the once-lively store in lower Manhattan was lifeless. The classic movie posters that once covered its narrow 2,000-square-foot space were rolled up or covered in cellophane, its bins and racks empty. Everything was packed up in cardboard boxes that lined the floor.

The legendary Manhattan store credited with creating pin-up art had sold its entire inventory to a Las Vegas collectibles company.

The collection, regarded as one of the largest of its kind, is headed for the auction block. It will be sold in a series of sales slated to begin next year. The bulk of the collection covers the years 1939 to 1979; 11,500 movies and 5,000 actors are represented.

"This is the most important photo archive of Hollywood in existence. There are tens of thousands of negatives that have never been reproduced," said Stuart Scheinman, co-owner of Entertainment Collectibles, which bought the collection. "There are images here that have never been seen by the public."

There are 2,000 original prints and negatives of Frank Sinatra and Marlon Brando, 1,000 of Gary Cooper, 400 of Bette Davis, hundreds of movie images of "The Godfather" and "Gone With the Wind."

"This could literally take five to 10 years to go through it all," Scheinman said. He would only say the company purchased the collection for "seven figures." Its true value was anyone's guess, but he believed it easily was worth $150 million.

Movie Star News produced 8-by-10 glossy prints from the negatives, selling each for a few dollars in the store and through the mail. But the Internet has significantly cut down on demand.

"I make references to things when customers come in, and they have no idea what I'm talking about," said Ira Kramer, who took over the business that his mother, Paula, and uncle Irving Klaw, started in 1939. "Today, if you want a picture of a star you can go on the computer and download it. So what do you need me for?"

"The maintenance of the collection has been fastidious ... the way a fine library would maintain material," said Arlan Ettinger, president of Guernsey's and in charge of selling the collection.

As far back as the 1940s, Movie Star News had a mailing list of 100,000 names. World War II soldiers were big customers, buying prints for their lockers, Kramer said.

The entrepreneurial Klaw, who died in 1966, hit on the idea of selling pictures of Hollywood stars while operating a movie bookstore.

"He noticed that kids were tearing out the pictures of the movie stars, so he decided to sell their pictures rather than the books," Kramer said. Klaw started dealing directly with movie studios, RKO, Columbia and others, located in those days along Eleventh Avenue.

"He made arrangements to buy from them whatever they didn't want ... original negatives, original prints of 'Citizen Kane,' 'Three Stooges,'" he said. The studios were more than happy to be rid of the stuff for which they had no room.

Kramer's mother was the one who took the pin-up shots. But it was Klaw who launched that side of the business after a man approached him about making him a set of photographs of skimpily-clad girls posing with whips and ropes, said Kramer.

Page was Klaw's favorite model, and a suitcase of the 7-inch heels she wore in the photos, plus other bondage props, will be included in the auction.

The photos were tame by today's standards. In fact, the models were required to wear two pairs of underwear. But the FBI continuously harassed Klaw and he had to appear before the 1955 Senate Subcommittee on Obscene and Pornographic Materials.

"It was a big headache," Kramer said. Klaw finally decided to burn all the pin-up material ? but Paula Klaw saved a lot of it.

___

Online:

Guernsey's: www.guernseys.com

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-07-30-Pin-Up%20Art/id-cf5534c3056543f7b3b654edc8e48715

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ONLINE RELATIONSHIP PROBLEM SOLUTION ONLINE SERVICE ...

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Source: http://paperpk.com/classified/index.php/online-relationship-problem-solution-online-service-provider-08696800786/

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Pentagon chief Panetta says Syrian President Assad is hastening his own demise

TUNIS, Tunisia - Syrian President Bashar Assad's use of helicopter gunships to counter a civil uprising will prove to be "a nail in Assad's coffin," U.S. Defence Secretary Leon Panetta said Sunday at the outset of a five-day Mideast tour.

While giving no indication that the Obama administration is contemplating military intervention, Panetta said it is increasingly clear that the Syrian crisis is deepening and that Assad is hastening his own demise.

"If they continue this kind of tragic attack on their own people ... I think it ultimately will be a nail in Assad's coffin," Panetta told reporters travelling with him from Washington. "His regime is coming to an end."

Panetta said he would use his meetings in Tunisia, Egypt, Israel and Jordan to reinforce an international consensus that Assad must step down and allow a peaceful transition to a democratic form of government.

He said he also will continue consultations on efforts to ensure that Syria's stockpiles of chemical weapons do not fall into the wrong hands.

Panetta will be in Israel just days after U.S. Republican presidential hopeful Mitt Romney, who has cast the Obama administration as too soft on Iran and insufficiently supportive of the Jewish state.

In a speech in Jerusalem Sunday, Romney said the United States has "a solemn duty and a moral imperative" to block Iran from achieving nuclear weapons capability. He steered clear of overt criticism of President Barack Obama, even though he said the threat of a nuclear-armed Iran "has only become worse" in the past five years.

Panetta declined to respond. "I'm just not going to get into that game of commenting on what candidates do," he said.

Panetta said he believes Israeli leaders still support an international campaign of economic, political and diplomatic pressure on Iran to prevent Tehran from obtaining a nuclear weapon.

"My view is that they have not made any decisions with regards to" attacking Iran, he said.

While in Israel, Panetta planned to visit an air defence battery that uses technology developed in part with U.S. support to shoot down short-range rockets. Israel has suffered thousands of rocket attacks from Hezbollah militants in Lebanon and Hamas forces in the Gaza Strip in recent years.

The air defence system, called Iron Dome, has been an important success and serves to deter attacks from Iranian proxies, Panetta said.

He called Iron Dome an example of expanded U.S.-Israeli co-operation.

"We have achieved a level of defenceco-operation that is unprecedented in our history," Panetta said. "And my goal is to deepen that relationship even further."

This is Panetta's first visit to Tunis as defence secretary. The country was the launching pad for the wave of revolt that swept through the Arab world in 2011. It had been one of the most repressive governments in the region, while maintaining friendly relations with Washington.

Tunisia's uprising began in December 2010 when a fruit vendor, Mohammed Bouazizi, set himself on fire in the town of Sidi Bouzid to protest his lack of economic opportunity and the disrespect of the police.

Tunisia's new government is led by the moderate Islamist Ennahda Party, which had been banned under the previous government.

Source: http://news.yahoo.com/pentagon-chief-panetta-says-syrian-president-assad-hastening-232825119.html

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Non-profit sector has a lot to learn from for-profit companies: Great ...

The language and terminology used in for-profit companies and not-for-profits organisations is often quite different. We don?t usually think about the term ?profit?, yet there is a ?gain? in the non-profit sector, but it is measured against different criteria.

Using the concept of the?service-profit chain, this post translates the ideas so that excellent leadership, satisfied employees and great teams create loyal customers, that leads to ?profit?. For you this may mean things like changed lives,?improved?educational outcomes, increased funding and growth.

1. What is profit?
profit: The positive gain from an investment or business operation after subtracting for all expenses. Opposite of loss.

It?s an equation that looks like this:

Business operation - expenses = profit

There is always a cost to doing business ? including paying employees, goods/products and taxes and administrative fees. If the income is less than the these costs, the business runs at a loss. if higher, there is a profit ? that is the purpose of doing business

2. What is ?profit? for non-profit organisations?
In business the concept of profit is straightforward, but in the non-profit sector it?s not so clear. Organisations such as schools, aid agencies and churches provide a service to the community that is evident in improved outcomes for those served.

Schools: Young people receive a great education that provides a foundation for the future

Aid organisations: Funds are raised that are translated into programs that improve life outcomes

Churches: Lives are positively transformed and relationships strengthened which leads to growth and increased participation.

3. How does the service-profit chain work in non-profits?
In business, the service-profit chain establishes the link between profitability and the day-to-day operation of the business.

Great LEADERSHIP results in
Satisfied EMPLOYEES, who
Become LOYAL TEAMS that
Increases PRODUCTIVITY and
Provide a VALUE-ADD so the
Customers are SATISFIED and they
Become LOYAL CUSTOMERS which results in
Increasing PROFITS

There is a link between the way the leaders relate to their teams, and the way teams relate to the ?customers?. When leaders focus on their teams and create a culture that values loyalty, productivity and satisfaction, then this culture becomes translated to their teams.

4. Leaders make the difference at every level
There is an interesting link between loyal team members and loyal customers ? when a leader focuses on the team the team will mirror the same culture, positively or negatively to the customers. There is a direct correlation between how a leader engages with their team and how the team engages with the customer, or the people they serve.

Think about these questions:
1. What is profit in your work?
2. Who are your ?customers? and what makes them ?loyal??
3. What can you practically do to improve their satisfaction?
4. In providing service how do you add value?
5. What will increase the productivity of your team?
6. How do you recognise and reward employee loyalty?
7. As a leader what do you need to focus on to have satisfied employees?

Culture is contagious. Make sure yours is worth catching.

Source: http://anneknock.com/2012/07/29/non-profit-sector-has-a-lot-to-learn-from-for-profit-companies-great-teams-and-great-team-leaders-increase-profit-however-you-might-define-it/

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Vicki Larson: Are Kids Learning How To Be ... - Huffington Post

Anthropology, calculus, sociology, biology -- if you have a child in college, it's likely he or she is learning something about those topics, much of which they may forget once they graduate. But there's one topic many young adults are learning about while they're getting their degree that they may carry with them for the rest of their lives.

Infidelity.

Cheating in relationships -- not just in classes -- is relatively common among college students, notes Glenn Geher, director of evolutionary studies at SUNY New Paltz. Twenty-somethings are at the stage of their life where they may be taking relationships more seriously and are exploring monogamous relationships as well as their sexuality, but given their lack of experience it isn't surprising that many college romances don't last. But it may be surprising that so many of them end because of cheating. According to a 2000 study, between 65 percent and 75 percent of college students have been unfaithful.

"The most common way that dating couples end a relationship is by starting another," says Barry McCarthy, a psychologist and professor at American University in Washington.

Guys aren't the only ones cheating on campus; female co-eds are fooling around just as much, although men tend to have a more permissive attitude toward infidelity and don't always end a relationship because of it. Women overwhelmingly do break up over infidelity, but the ones who don't dump their boyfriends are well aware that if they don't let the cheating slide, they "don't have a boyfriend," according to a student at the University of North Carolina.

"So what?" you may be thinking; after all, college students are still kids. They haven't had enough experience in relationships to fully understand the meaning of commitment. It's truly the time when they should be sowing their wild oats.

That may be so, but the college dating scene has changed dramatically. Hookups, no stings attached (NSA) sex and friends with benefits have taken the place of the old-fashioned dating even their parents -- children of the 1960s sexual revolution -- may have grown up with. With more women on campuses than men, women have had to be a lot more aggressive -- and easier to bed -- to attract a guy's attention. They also have to be much more accepting of porn in their relationships.

And since more young adults are delaying marriage, they often have multiple relationships -- and more casual sex -- before saying their "I dos," if they even get to that point. There's more time to learn to be a serial cheater. As sociologist and "The Monogamy Gap: Men, Love, and the Reality of Cheating" author Eric Anderson has discovered, the more men cheat, the more likely they are to continue cheating. That's why more researchers are looking into what's going on sexually for those men and women in the phase of their life called emerging adulthood, and what it may mean when they're ready to settle down.

McCarthy and others believe that the patterns set in premarital relationships -- like infidelity -- are likely to spill over into marriage. That certainly seems to be occurring -- between 1991 and 2006, the number of adulterous wives under 30 increased by 20 percent; it increased by 45 percent for the hubbies.

"The costs of exiting have changed," says Edward Laumann, a professor of sociology at the University of Chicago.

So, too, have the definitions of infidelity. Most male and female undergrads easily agree on what sexual infidelity is, according to a recent multicollege/Kinsey Institute study. But they differed when it came to defining emotional infidelity -- an area that gets grayer all the time thanks to the rapid technological changes that have brought sexting, Facebook friending, Internet porn and adult chat rooms into so many relationships.

There are a few things fueling college students' beliefs about infidelity. Trust, self esteem, loneliness, a need to belong and fears of rejection play a huge part in deciding whether a student will cheat or not, one study found. Male undergrads say just being sexually attracted to someone could lead to infidelity, while their female counterparts believe being unhappy in a relationship could send someone into the arms of someone new, according to another study. Anderson's study of undergrad men reveals that they find monogamy to be challenging, and cheating is easier than asking for an open relationship.

All of which is causing some researchers to ask, can we teach undergrads not to cheat? After all, it's a lot easier to stop a bad behavior before it begins than try to deal with it after the damage is done, especially since infidelity plays a huge part in many divorces. And college campuses are a hotbed of opportunities for risky behaviors that often lead to cheating, such as heavy drinking.

Perhaps we can. According to a recent study of the effectiveness of relationship education in preventing infidelity, fewer male and female students fooled around after taking a 13-week course that addressed partner selection and making healthy relationship transitions, and detailed the possible negative consequences of cheating.

But is that a college's responsibility? Should colleges be teaching young adults not to cheat romantically -- especially with many struggling to just offer the basics, thanks to budget cuts? What is society willing to do to try to stop people from cheating -- if anything?

Perhaps instead of focusing on our kids' declared major, grades and degrees, we should be paying attention to their extracurricular activities.

A version of this article appeared on Vicki Larson's personal blog, the OMG Chronicles.

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Follow Vicki Larson on Twitter: www.twitter.com/OMGchronicles

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Source: http://www.huffingtonpost.com/vicki-larson/is-college-teaching-kids-_b_1688876.html

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Getting to grips with Internet Marketing ? What Deserves Your Focus ...

Affiliate marketing is in all likelihood the easiest way to setup an online business yourself. Simultaneously, it is just a very hard approach to make money in case you aren?t devoted to mastering the fundamentals. Once you know how the basics work, you?ll find it less difficult to achieve long lasting success with Affiliate marketing. When you?re a web marketer you have to concentrate on being sure that the foundation you build is strong before you can do anything whatsoever else. This will help you create a strong business over it that may serve you for quite a long time. There is a lot more that you will get from your efforts should they be targeted inside right direction immediately. Here are some IM good ideas , get started, they?re pretty basic however they are still vital.

Realize that the World Wide Web is a large platform that permits you to ply their trade in multiple ways. The quantity of reach it is possible to achieve with all the Internet is major. So understand that the net is good for more than advertising your offer. It is critical to put in some effort to develop your company through the ground-up. There are many important principles involved in Internet Marketing business?just just like physical businesses. Fundamentally, offline businesses and Affiliate marketing businesses are the exact same. When you already know what you actually want to achieve, you may actually obtain it. It doesn?t matter what sort of product you happen to be selling or that which you plan to sell, you need to remember how important it really is to get a good proactive approach. With no a great call to action, so as to it really is challenging to make sales. You ought to be persuasive if you need your prospects to do this on the offer. Your first focus has to be on developing a clear and concise call to action in your website. Even getting email addresses out of your visitors requires one to send them straight to the action you want these phones take. Don?t make any assumptions regarding your visitors; pretend that each of which is a layman regarding your project.

You should learn just as much as you?ll be able to about and also work to hone your SEO skills. If you want to be an online marketer, you have to know the way to properly rank your website from the search engines, particularly the big ones. There are several different methods for you targeted visitors aimed at your web but search engines would be the most significant. The thing the following is to master SEO skills as time passes but also in the start it?s essential to own at least a grasp in the basics. You may feel a great deal more confident and successful when you?re conscious of the best methods to raise up inside the ranks on the engines like google. So take the proper steps to understand all the about SEO.

No matter what level you happen to be at at this time because, just as one Web marketer, what matters most is that you may learn. There are plenty of different reasons that you might fail your IM adventure however the most common reason is just not having any real consistency. You lose if you aren?t consistent. In case you have begun focusing on the fundamental play blocks for your IM business?s foundation, it?s actually a lot simpler to remain consistent. This is mostly because you know what direction you should be able to. As well, you?re also sure regarding the business you?re building.

Watch Olympics Online

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Source: http://artyapt.com/blog/getting-to-grips-with-internet-marketing-what-deserves-your-focus-2/

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With royalty and rock, Britain opens its Olympics

The Olympic rings light up the stadium during the Opening Ceremony at the 2012 Summer Olympics, Friday, July 27, 2012, in London. (AP Photo/Morry Gash, Pool)

The Olympic rings light up the stadium during the Opening Ceremony at the 2012 Summer Olympics, Friday, July 27, 2012, in London. (AP Photo/Morry Gash, Pool)

The Olympic rings light up the stadium during the Opening Ceremony at the 2012 Summer Olympics, Friday, July 27, 2012, in London. (AP Photo/Morry Gash, Pool)

The President of the International Olympic Committee Jacques Rogge, left, and Britain's Archbishop of Canterbury Rowan Williams, back right, applaud as Britain's Queen Elizabeth II, foreground right, arrives during the Opening Ceremony at the 2012 Summer Olympics, Friday, July 27, 2012, in London. (AP Photo/Matt Dunham)

The Olympic rings light up the stadium during the Opening Ceremony at the 2012 Summer Olympics, Friday, July 27, 2012, in London. (AP Photo/David J. Phillip)

Performers play drums during the Opening Ceremony at the 2012 Summer Olympics, Friday, July 27, 2012, in London. (AP Photo/Matt Dunham)

LONDON (AP) ? The queen and James Bond gave the London Olympics a royal entrance like no other Friday in an opening ceremony that rolled to the rock of the Beatles, the Stones and The Who.

And the creative genius of Danny Boyle spliced it all together.

Brilliant. Cheeky, too.

The highlight of the Oscar-winning director's $42 million show was pure movie magic, using trickery to make it seem that Britain's beloved 86-year-old Queen Elizabeth II had parachuted into the stadium with the nation's most famous spy.

A short film showed 007 driving up to Buckingham Palace in a black London cab and, pursued by her majesty's royal dogs ? Monty, Willow and Holly, playing themselves ? meeting the queen, who played herself.

"Good evening, Mr. Bond," she said.

They were shown flying in a helicopter over London landmarks and a waving statue of Winston Churchill ? the queen in a salmon-colored gown, Bond dashing as ever in a black tuxedo ? to the stadium and then leaping out into the inky night.

At the same moment, real skydivers appeared in the skies over the stadium throbbing to the James Bond soundtrack. And moments after that, the monarch appeared in person, accompanied by her husband Prince Philip.

Organizers said it was thought to be the first time the monarch has acted on film.

"The queen made herself more accessible than ever before," Boyle said.

In the stadium, Elizabeth stood solemnly while a children's choir serenaded her with "God Save the Queen," and members of the Royal Navy, Army and Royal Air Force raised the Union Jack.

Much of the opening ceremony was an encyclopedic review of British music history, from a 1918 Broadway standard adopted by the West Ham soccer team to the Rolling Stones' "(I Can't Get No) Satisfaction" to "Bohemian Rhapsody," by still another Queen.

The evening started with fighter jets streaming red, white and blue smoke and roaring over the stadium, packed with a buzzing crowd of 60,000 people, at 8:12 p.m. ? or 20:12 in the 24-hour time observed by Britons.

An explosion of fireworks against the London skyline and Paul McCartney leading a singalong were to wrap up the three-hour opening ceremony masterminded by one of Britain's most successful filmmakers.

Boyle, the director of "Slumdog Millionaire" and "Trainspotting," had a ball with his favored medium, mixing filmed passages with live action in the stadium to hypnotic effect, with 15,000 volunteers taking part in the show.

Actor Rowan Atkinson as "Mr. Bean" provided laughs, shown dreaming that he was appearing in "Chariots of Fire," the inspiring story of a Scotsman and an Englishman at the 1924 Paris Games.

There was a high-speed flyover of the Thames, the river that winds like a vein through London and was the gateway for the city's rise over the centuries as a great global hub of trade and industry.

Headlong rushes of movie images took spectators on wondrous, heart-racing voyages through everything British: a cricket match, the London Tube and the roaring, abundant seas that buffet and protect this island nation.

Boyle turned the stadium into a throbbing juke box, with a nonstop rock and pop homage to cool Britannia that ensured the show never caught its breath.

The throbbing soundtrack included the Sex Pistols' "Pretty Vacant" and a snippet of its version of "God Save the Queen" ? an anti-establishment punk anthem once banned by the BBC. There were The Who's "My Generation" and other tracks too numerous to mention, but not to dance to.

Opening the ceremony, children popped balloons with each number from 10 to 1, leading a countdown that climaxed with Bradley Wiggins, the newly crowned Tour de France champion.

Wearing his race-winner's yellow jersey, Wiggins rang a 23-ton Olympic Bell from the same London foundry that made Big Ben and Philadelphia's Liberty Bell. Its thunderous chime was a nod to the British tradition of pealing bells to celebrate the end of war and the crowning of kings and queens, and now for the opening of a 17-day festival of sports.

The show then shifted to a portrayal of idyllic rural Britain ? a place of meadows, farms, sport on village greens, picnics and Winnie-the-Pooh, A.A. Milne's bear who has delighted generations of British children tucked warmly in bed.

But the British ideal ? to quote poet William Blake, of "England's green and pleasant land" ? then took a darker, grittier turn.

The set was literally torn asunder, the hedgerows and farm fences carried away, as Boyle shifted to the industrial transformation that revolutionized Britain in the 18th and 19th centuries, the foundation for an empire that reshaped world history. Belching chimneys rose where only moments earlier sheep had trod.

The Industrial Revolution also produced terrifying weapons, and Boyle built a moment of hush into his show to honor those killed in war.

"This is not specific to a country. This is across all countries, and the fallen from all countries are celebrated and remembered," he explained to reporters ahead of the ceremony.

"Because, obviously, one of the penalties of this incredible force of change that happened in a hundred years was the industrialization of war, and the fallen," he said. "You know, millions fell."

Olympic organizers separately rejected calls for a moment of silence for 11 Israeli athletes and coaches slain by Palestinian gunmen at the 1972 Munich Olympics.

Two of the Israelis' widows appealed to audience members to stand in silence when International Olympic Committee chief Jacques Rogge rose to speak later at Friday's ceremony. The Israeli culture and sport minister planned to do just that.

The parade of nations featured most of the roughly 10,500 athletes ? some planned to stay away to save their strength for competition ? marching behind the flags of the 204 nations taking part.

Greece had the lead, as the spiritual home of the games, and Team Great Britain was last, as host. Prince William and his wife, Kate, joined in the thunderous applause that greeted the British team, which marched to the David Bowie track "Heroes." A helicopter showered the athletes and stadium with 7 billion tiny pieces of paper ? one for each person on Earth.

Both Bahrain and Brunei featured female flagbearers in what has been called the Olympics' Year of the Woman. For the first time at the games, each national delegation includes women, and a record 45 percent of the athletes are women. Three Saudi women marching behind the men in their delegation flashed victory signs with their fingers.

"This is a major boost for gender equality," said the International Olympic Committee president, Jacques Rogge. These are his last games as head of the IOC. He steps down in 2013 after completing the maximum two terms.

Rogge honored the "great, sports-loving country" of Britain as "the birthplace of modern sport," and he appealed to the thousands of athletes assembled before him for fair play.

"Character counts far more than medals. Reject doping. Respect your opponents. Remember that you are all role models. If you do that, you will inspire a generation," Rogge said.

The queen declared the games open. Last month, the nation put on a festive Diamond Jubilee ? a small test run for the games ? to mark her 60 years on the throne, a reign that began shortly after London's last Olympics, in 1948.

The Olympic cauldron was to be lit with a flame that was kindled May 10, at the birthplace of the ancient Olympics in Greece, from a reflection of the sun's rays off a mirror.

Since then, 8,000 torchbearers, mostly unheralded Britons, have carried the flame on a 70-day, 8,000-mile journey from toe to tip of the British Isles, whipping up enthusiasm for a $14 billion Olympics taking place during a severe recession.

The identity of the last torchbearer, the one to light the cauldron, was kept secret ? remarkable given the intense scrutiny at what have been called the first social media Olympics.

Speculation focused on Roger Bannister, the first man to run a four-minute mile, in 1954, and on rower Steve Redgrave, among others.

The show's lighter moments included puppets drawn from British children's literature ? Captain Hook from "Peter Pan," Cruella de Vil from "101 Dalmations" and Lord Voldemort from J.K. Rowling's "Harry Potter" series, as well as Mary Poppins.

Their appearance had a serious message, too ? the importance of literacy.

"If you can read and write, you're free, or you can fight for your freedom," Boyle said.

Boyle's challenge was daunting: To be as memorable as Beijing's incredible, money-no-object opening ceremony of 2008, the costliest in Olympic history.

"Beijing is something that, in a way, was great to follow," Boyle said. "You can't get bigger than Beijing, you know? So that, in a way, kind of liberated us. We thought, 'Great, OK, good, we'll try and do something different.'"

For the last time as president of the IOC, Rogge was to watch the Olympic flag being raised. He will step down in 2013 after completing the maximum two terms.

Mitt Romney, the Republican candidate for president, planned to attend the ceremony with his wife, Ann. Romney caused a stir in Britain by suggesting earlier this week that the country had "disconcerting" problems preparing for the games.

Other political leaders from around the world, U.S. first lady Michelle Obama and her daughters, and a sprinkling of European and celebrity royalty were also attending.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-07-27-OLY-Opening-Ceremony/id-27b86b42050246a087804081f6cd89d6

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